Apr
There are limitations on the ability of an insurer to deny medical coverage, but they are allowed to exclude pre-existing conditions. You have to read the fine print to see what they define as a pre-existing condition - some companies may require your cancer to be in remission for a certain number of years before it is not considered to be pre-existing. Some policies deal with this differently and offer high-risk coverage that is more expensive, but would cover treatment for the same type of cancer in the future. Try calling some local insurance agents, tell them your situation and ask what they can do for your.
This web link has good info near the end of the document.
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Look for a job based on getting good insurance coverage whether for yourself or your husband. Larger employers generally do better in taking someone on with a history. The system is really messed up that we have to worry about this. I think socialized medicine is next. What we have is horrible.
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I'm going to have to figure that out myself… my dad (a doc) said if you can get under an organization big enough, you can receive good benefits. Big organizations include, say, the government, a school district, what ever.
This probably isn't extremely helpful, but like I said, I'm going to have to figure this out too.
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Try to visit this website I just came across, you can find a lot of useful information on health insurance, hopefully may help you:
http://all-health-insurance-quotes.blogs…
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ASK YOUR SPOUSE TO ADD YOU TO HIS/HER PLAN